(Disclaimer: Please do not take the below as an endorsement of scud-running.)
Scud-running is when a pilot flying in poor weather operates their aircraft at a lower-than-normal height above terrain in order to remain clear of clouds and maintain visual contact with the ground. This is generally considered a dangerous practice, having been linked to a number of fatal crashes.
What I’m curious about is why scud-running is necessarily so dangerous; by definition, it involves keeping one’s aircraft in clear air and maintaining visual reference with the ground, which should (in theory, at least) enable a pilot to maintain terrain clearance and avoid becoming disoriented (the latter of which is especially important for a non-instrument-rated pilot, for whom entry into cloud, unless followed by immediate exit from same, is not generally survivable). Although flying closer to the ground does bring the aircraft closer to ground obstructions, such as trees, tall buildings, and cell-phone towers, these usually rise no more than 100 feet or so from ground level (a height low enough that one would be mere seconds from impacting the ground in any case), while the locations and heights of the rare exceptions are clearly marked on VFR charts, which should make it easy to give them a wide berth.
Even if the height between the ground and the clouds were to narrow to the point that an aircraft, to remain clear of cloud, would have to fly low enough to risk hitting low-height obstacles, this condition would be expected to become evident in plenty of time to turn away (a sudden step-down in the cloud base over a fairly-short distance is meteorologically unlikely, and would be visually obvious from a distance; a gradual lowering of the cloud base would still be obvious [from objects on the ground getting visibly closer and larger] long before one would risk striking low obstacles; and a terrain feature raising the ground into the clouds, such as a mountain, would be visible from a long way off).
Finally, one particular variant of scud-running is widely-used even in commercial passenger aviation: in a contact approach, a pilot gets ATC permission to discontinue a standard instrument approach and instead proceed at low altitude to the destination airport by visual reference to the ground, as long as the aircraft can stay out of the clouds and maintain at-least-1-mile visibility (equal to the bare VFR minima for uncontrolled airspace), and this is apparently safe enough for the FAA not to have banned contact approaches.
So why is scud-running necessarily a dangerous practice?