I don't know why can't I draw $\ce{[HCO3]-}$ like that:
I tried to draw it like that and checked everything. I checked formal charge and all was good. Why they draw it OH I know its also alright but whats wrong with my draw? 24e checked and formal charge checked. The upper left oxygen has 6 non bonding electrons the next one has 4 non bonding electrons. It's coordinative bond.
![[HCO3]-](../../images/8046fd4c5bbd1fd31318132fe3030d48.webp)
![Hand-drawn structure for [HCO3]-](../../images/8b2570285d58e4cd93732022c7bd8999.webp)