the two paradigmatic cases that illustrate these two possibilities is a gas, for the first, and a crystal for the second.
Paradigms and examples are well and good, but be careful not to assume they are the only possibilities. In particular, black holes have entropy -- a lot of entropy. In fact they saturate the Beckenstein Bound.
The entropy of a black hole is given by
$$ S_\mathrm{BH} = \frac{k_\mathrm{B}A}{4\ell_\mathrm{P}^2} = \frac{\pi c^3k_\mathrm{B}R_\mathrm{S}^2}{G\hbar} = \frac{4\pi Gk_\mathrm{B}M^2}{\hbar c} = 5\times10^{76}\ k_\mathrm{B} \left(\frac{M}{M_\odot}\right)^2. $$
Supermassive black holes in galaxies' centers range in mass from about a million to over billion solar masses, so each one contributes something like $10^{88}{-}10^{95}\ k_\mathrm{B}$ of entropy.
For comparison, consider the entropy of the present-day CMB. With an energy density $u = 4\times10^{-14}\ \mathrm{J/m^3}$, at a temperature of $T = 2.7\ \mathrm{K}$, in a volume of radius $c/H_0 = 1.3\times10^{26}\ \mathrm{m}$, the entropy of this black body photon gas is
$$ S_\mathrm{CMB} = \frac{4u}{3T} \cdot \frac{4\pi}{3} \left(\frac{c}{H_0}\right)^3 = 10^{88}\ k_\mathrm{B}. $$ As it turns out, star light and any non-relativistic particles contribute negligible amounts of entropy compared to $S_\mathrm{CMB}$ (indeed the temperature of the universe's non-relativistic hydrogen is irrelevant, "hot" though it may be).
One present-day supermassive black hole can have orders of magnitude more entropy than all the gas and dust and radiation in a 14 billion light year radius.
Since Entropy always increases (in general); its expected that the entropy at the beginning of the universe should be the lowest possible.
This is a logical fallacy. From the premiss "entropy always increases," we can derive the conclusion "the entropy at the beginning of the universe was lower than it is now." We cannot from this one premiss say anything about the absolute entropy back then. In particular, there is no reason it need be close to zero or a minimal value in any sense. Is simply cannot be maximal.