I'm trying to calculate heat loss when a human body is simply suspended in $20 \sideset{^{\circ}}{}{\mathrm{C}}$ water, but I keep getting absurdly high results. It should be a simple application of this equation$$ H = \frac{K \cdot A \cdot \Delta T}{\Delta x} \,,$$where:
$H$ is heat loss,
$K$ is the thermal conductivity of skin ($0.3\frac{\mathrm{W}}{\mathrm{m} \cdot \mathrm{K}}$, according to this page),
$A$ is the surface area of a human ($1.7 \, {\mathrm{m}}^{2}$, according to this page),
$\Delta T$ is the temperature difference $\left(37 - 20 = 17\right) ,$ and
$\Delta x$ is the thickness of the skin ($\sim 1 \, \mathrm{mm}$, according to this site).
Plugging those numbers in, we get$$ H ~=~ \frac{K \cdot A \cdot \Delta T}{\Delta x} ~ \approx ~ \frac{0.3 \cdot 1.7 \cdot 17}{0.001} ~ \approx ~ 8670 \, \mathrm{W} \,.$$ Now, that seemed fine until I realized that $8500 \, \mathrm{W}$ is a lot of energy – essentially 2 food calories per second. That seems highly inaccurate and implies that you're incapable of surviving more than 20 minutes in $20 \sideset{^{\circ}}{}{\mathrm{C}}$ water before using up an entire day's worth of calories.
Is there an error in my calculations somewhere, or an error in the numbers I'm using?
I also found this source which suggests that the thermal conductivity of water is around $83\frac{\mathrm{W}}{{\mathrm{m}}^2 \cdot \mathrm{K}},$ which is both a very different number and has different units.
I don't think that this discrepancy is due to a protective layer of warmer water forming near the body, because swimmers also survive longer than half an hour and they're constantly disrupting any warm boundary layer that may form.
This question is similar, but I can't figure out how to reverse-engineer it. Perhaps someone else can explain the logic there more clearly?